Calculates your odds of qualifying for a loan. These estimates rely heavily on the accuracy of the information you input into the tool. Your actual eligibility, rates, and loan options may differ based on your individual financial profile and lender requirements.
| Loan | |
|---|---|
| Base Loan Amount | — |
| Total Loan Amount | — |
| Monthly | |
|---|---|
| P&I | — |
| Mortgage Insurance | — |
| Taxes | — |
| Insurance | — |
| Flood | — |
| HOA | — |
| Housing Expense | — |
| Allowable Rent Income | — |
| Net Cash Flow | — |
| Cash to Close | |
|---|---|
| Down Payment | — |
| Estimated Closing Costs (3.5%) | — |
| Cash to Close | — |
| Ratios | |
|---|---|
| Housing Ratio | — |
| Adjusted DTI | — |
Green is favorable; Red is not. Although mortgage lenders take a variety of factors into account, your Front-End and Back-End Debt-to-Income Ratios are among the most crucial.
These results should not be interpreted as confirmation of an approval or denial. They do not encapsulate the entirety of the criteria used to qualify. They are simply indicators based on the estimates that are input.
Disclaimer: This mortgage calculator provides estimates only and is not a guarantee of loan approval or terms. Your actual eligibility, rates, and loan options may differ based on your individual financial profile and lender requirements. To get a personalized assessment, please reach out to a licensed loan officer who can review your qualifications.
Don't just estimate, consult a licensed loan officer to get a real pre-approval.